Department of Human Resources
Reference: 2025 Employee Benefits Review
To: Mayor Gregory Mills and Members of City Council
Through: Michael P. Martinez, City Manager
Prepared By: Kevin A. Young, Human Resources Director
Date Prepared: 09/29/2025
PURPOSE
To provide a report on the performance of the 2025 employee benefit and provide the proposed plan for the 2026 employee benefits.
BACKGROUND
The City of Brighton continues to enjoy a long working relationship with HUB International, which serves as our benefits broker. Kelsee Heller, Account Executive, has assisted us over the many years and continues to help us achieve our goal of providing our employees with high-quality and comprehensive benefit packages.
In 2019, the City moved to UMR, with United Healthcare as the provider, and RX Benefits for medical and prescription cost control. This has proven to be cost-effective for the City as well as for the consumer, so we are pleased to report we will continue with UMR and Rx Benefits in 2026 with no changes to the employee contributions.
In addition to our current benefits, we are excited to continue the following in 2026 with no increase:
• Regenexx cellular treatments.
• The Zero Card program.
• Hospital Indemnity Insurance and pet Insurance (voluntary benefits)
• And the Telehealth program that has been very successful in saving employees time and money and, keeps the City’s medical costs down as well. The cost for this benefit will remain the same in 2026.
UMR for Medical benefits and Delta Dental for dental benefits continue to see increases across the industry. In 2026, Medical costs will increase 4.3% and Dental care costs will increase by 5.8%. VSP for vision care will remain the same in 2026.
We are currently waiting for final numbers regarding our Stop Loss Insurance, which is expected for a slight increase. Kelsee will be able to provide those numbers at the presentation.
ATTACHMENTS
HUB Benefits PowerPoint